Affordable Care Act ~ 2016 Open Enrollment

The time has come to enroll in your 2016 health insurance plan.

Here are some important dates you’ll need to know:

  • November 1, 2015 – Open enrollment starts. This is the first day you can enroll in a 2016 insurance plan as part of the Health Insurance Marketplace. Coverage can begin as soon as January 1, 2016.
  • December 15, 2015 – This is the last day to enroll in or change plans for coverage to begin on January 1, 2016.
  • January 1, 2016 – Coverage begins for those that have enrolled in a plan by December 15, 2015.
  • January 15, 2016 – Last day to enroll in or change plans for new coverage to begin February 1, 2016.
  • January 31, 2016 – 2016 Open Enrollment ends. Enrollments or changes between January 16 – January 31 will take effect on March 1, 2016.

If you do not enroll in a 2016 health insurance plan by January 31, 2016 you can’t enroll in a 2016 plan unless you qualify for a Special Enrollment Period.