Disability Insurance is a very personal but yet very necessary product. Everyone knows they need it but not everyone knows they can afford it. This is why we contract with all the companies that are A rated and have the most competitive rates for the products they offer. Through these various carriers we can actually offer term insurance up to $350K without any physical or lab work needed, just an application! So whether you are looking for Term Life, Universal Life or Whole Life we are certain we can find you the best rate for the policy you are looking for. And you only have to look one place; here at American Affinity Group!